Fannie Mae and Freddie Mac Adopt Alternative Credit Scores

Research ReportCRS In FocusVersion 2

IF12588

Fannie Mae and Freddie Mac Adopt Alternative Credit Scores

Published Jul 17, 2026Updated Jul 18, 2026

Full report

What this is

The Congressional Research Service is a nonpartisan policy and legal analysis arm of the Library of Congress. CRS reports are written for members of Congress and their staff, not the public — but they’re made available openly through Congress.gov.

S 2155115th Congress
Economic Growth, Regulatory Relief, and Consumer Protection Act
May 24, 2018 · Became Public Law No: 115-174.

Fannie Mae and Freddie Mac Adopt Alternative Credit Scores

Legislation this report covers