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Bank Failures: The FDIC’s Systemic Risk Exception

Published Jul 31, 2026Updated Aug 1, 2026

The Congressional Research Service is a nonpartisan policy and legal analysis arm of the Library of Congress. CRS reports are written for members of Congress and their staff, not the public — but they’re made available openly through Congress.gov.

Bank Failures: The FDIC’s Systemic Risk Exception — Informed