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Rapidly Growing “Buy Now, Pay Later” (BNPL) Financing: Market Developments and Policy Issues

Published Aug 8, 2024Updated Feb 27, 2026

The Congressional Research Service is a nonpartisan policy and legal analysis arm of the Library of Congress. CRS reports are written for members of Congress and their staff, not the public — but they’re made available openly through Congress.gov.

Rapidly Growing “Buy Now, Pay Later” (BNPL) Financing: Market Developments and Policy Issu… — Informed