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Data Privacy vs. Bank Secrecy: Regulating the Flow of Information Within Bank-Fintech Partnerships

Published Feb 25, 2026Updated Mar 3, 2026

The Congressional Research Service is a nonpartisan policy and legal analysis arm of the Library of Congress. CRS reports are written for members of Congress and their staff, not the public — but they’re made available openly through Congress.gov.

Data Privacy vs. Bank Secrecy: Regulating the Flow of Information Within Bank-Fintech Part… — Informed