Research ReportCRS ReportVersion 22
R44125
Consumer and Credit Reporting, Scoring, and Related Policy Issues
Published Nov 19, 2024Updated Jun 21, 2025
Full report
What this is
The Congressional Research Service is a nonpartisan policy and legal analysis arm of the Library of Congress. CRS reports are written for members of Congress and their staff, not the public — but they’re made available openly through Congress.gov.
- S 2155115th Congress
Economic Growth, Regulatory Relief, and Consumer Protection Act
May 24, 2018 · Became Public Law No: 115-174.
- HR 133116th Congress
Consolidated Appropriations Act, 2021
Dec 27, 2020 · Became Public Law No: 116-260.
- S 1605117th Congress
National Defense Authorization Act for Fiscal Year 2022
Dec 27, 2021 · Became Public Law No: 117-81.
- HR 5180118th Congress
Restoring Unfairly Impaired Credit and Protecting Consumers Act
Aug 8, 2023 · Referred to the House Committee on Financial Services.