Interest Rate Caps on Credit Cards: Policy Issues
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The Congressional Research Service is a nonpartisan policy and legal analysis arm of the Library of Congress. CRS reports are written for members of Congress and their staff, not the public — but they’re made available openly through Congress.gov.
- HR 3881118th Congress
Credit Card Competition Act of 2023
Jun 7, 2023 · Referred to the House Committee on Financial Services.
- HR 6073118th Congress
To designate the facility of the United States Postal Service located at 9925 Bustleton Avenue in Philadelphia, Pennsylvania, as the "Sergeant Christopher David Fitzgerald Post Office Building".
Nov 25, 2024 · Became Public Law No: 118-122.
- HR 7428118th Congress
Earned Wage Access Consumer Protection Act
Dec 3, 2024 · Placed on the Union Calendar, Calendar No. 650.
- HR 8356118th Congress
Small Dollar Loan Certainty Act
May 10, 2024 · Referred to the House Committee on Financial Services.
- HR 8628118th Congress
Examining Consumer Choice in Digital Payments Act
Jun 5, 2024 · Referred to the House Committee on Financial Services.
- HR 9303118th Congress
Protecting Consumers From Payment Scams Act
Aug 2, 2024 · Referred to the House Committee on Financial Services.
- S 138118th Congress
Promoting a Resolution to the Tibet-China Dispute Act
Jul 12, 2024 · Became Public Law No: 118-70.
- S 1838118th Congress
Credit Card Competition Act of 2023
Jun 7, 2023 · Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (text: CR S2007-2008)
- S 1934118th Congress
Empowering States' Rights To Protect Consumers Act of 2023
Jun 13, 2023 · Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- S 2414118th Congress
Working Dog Health and Welfare Act of 2023
Dec 23, 2024 · Became Public Law No: 118-195.
- S 2730118th Congress
Protecting Consumers from Unreasonable Credit Rates Act of 2023
Sep 6, 2023 · Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- S 2760118th Congress
Capping Credit Card Interest Rates Act
Sep 11, 2023 · Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- S 3549118th Congress
Predatory Lending Elimination Act
Dec 14, 2023 · Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S5999-6000)
- S 4943118th Congress
Protecting Consumers From Payment Scams Act
Aug 1, 2024 · Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- S 709118th Congress
Federal Agency Performance Act of 2024
Dec 23, 2024 · Became Public Law No: 118-190.
- HR 1944119th Congress
10 Percent Credit Card Interest Rate Cap Act
Mar 6, 2025 · Referred to the House Committee on Financial Services.
- S 1582119th Congress
GENIUS Act
Jul 18, 2025 · Became Public Law No: 119-27.
- S 3721119th Congress
Empowering States' Rights To Protect Consumers Act of 2026
Jan 29, 2026 · Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- S 381119th Congress
10 Percent Credit Card Interest Rate Cap Act
Feb 4, 2025 · Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- SJRES 18119th Congress
A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".
May 9, 2025 · Became Public Law No: 119-10.