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Direct Loan Program Student Loans: Loan Discharge and Forgiveness

Published Nov 13, 2025Updated Mar 13, 2026

The Congressional Research Service is a nonpartisan policy and legal analysis arm of the Library of Congress. CRS reports are written for members of Congress and their staff, not the public — but they’re made available openly through Congress.gov.

Direct Loan Program Student Loans: Loan Discharge and Forgiveness — Informed