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Federal Student Loans Made Through the William D. Ford Federal Direct Loan Program: Terms and Conditions for Borrowers

Published Oct 15, 2024Updated Jun 27, 2025

The Congressional Research Service is a nonpartisan policy and legal analysis arm of the Library of Congress. CRS reports are written for members of Congress and their staff, not the public — but they’re made available openly through Congress.gov.

Federal Student Loans Made Through the William D. Ford Federal Direct Loan Program: Terms … — Informed