Research ReportCRS In FocusVersion 1
IF13113
The Potential Increase in Federal Student Loan Defaults in Fall 2025 (“Default Cliff”)
Published Sep 25, 2025Updated Nov 15, 2025
Full report
What this is
The Congressional Research Service is a nonpartisan policy and legal analysis arm of the Library of Congress. CRS reports are written for members of Congress and their staff, not the public — but they’re made available openly through Congress.gov.