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S. 875

FIRM Act

Financial Integrity and Regulation Management Act or the FIRM Act

This bill prohibits the consideration of reputational risk by federal banking agencies when regulating, examining, or supervising a depository institution or credit union. The bill defines reputational risk as the potential for negative publicity or public attention to decrease confidence in the institution, lead to litigation, reduce revenues, or result in other adverse impacts to the institution. 

Agencies must report on the implementation of this bill. 

Placed on Senate Legislative Calendar under General Orders. Calendar No. 32.

Sen. Scott, Tim [R-SC](R-SC)Sponsor
12 cosponsors12 R
12cosponsors1committees6actions2amendments2related bills5subjects
  1. Calendars

    Placed on Senate Legislative Calendar under General Orders. Calendar No. 32.

  2. Committee

    Committee on Banking, Housing, and Urban Affairs. Reported by Senator Scott SC, under authority of the order of the Senate of 03/14/2025 with an amendment in the nature of a substitute. Without written report.

    Banking, Housing, and Urban Affairs Committee
  3. Committee14000

    Committee on Banking, Housing, and Urban Affairs. Reported by Senator Scott SC, under authority of the order of the Senate of 03/14/2025 with an amendment in the nature of a substitute. Without written report.

    Banking, Housing, and Urban Affairs Committee
  4. Committee

    Committee on Banking, Housing, and Urban Affairs. Ordered to be reported with an amendment in the nature of a substitute favorably.

    Banking, Housing, and Urban Affairs Committee
  5. IntroReferral

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

    Banking, Housing, and Urban Affairs Committee
  6. IntroReferral10000

    Introduced in Senate

FIRM Act — Informed