Tribal Trust Land Homeownership Act of 2025
This bill became law
What it doesSummary public law (May 4, 2026)
Tribal Trust Land Homeownership Act of 2025
This act sets forth requirements for the processing of a proposed residential leasehold mortgage, business leasehold mortgage, land mortgage, or right-of-way document by the Bureau of Indian Affairs (BIA). The BIA must notify lenders upon receipt of such documentation, perform a preliminary review of such documents not later than 10 days after receipt, and approve or disapprove of such documents within 20 or 30 days, depending on the type of application.
Additionally, the act sets forth requirements for the BIA regarding (1) response times for the completion of certified title status reports, (2) notification of delays in processing, and (3) the form of notices and delivery of certain reports.
The act also provides relevant federal agencies and Indian tribes with read-only access to the Trust Asset and Accounting Management System maintained by the BIA.
The Government Accountability Office must report on digitizing documents for the purpose of streamlining and expediting the completion of mortgage packages for residential mortgages on Indian land.
Finally, the act establishes within the BIA's Division of Real Estate Services the position of Realty Ombudsman.
What just happenedMay 4, 2026
Became Public Law No: 119-88.
Who’s behind it
- Engrossed in SenateDec 11, 2025
- Reported to SenateSep 3, 2025
- Introduced in SenateFeb 25, 2025
- Public LawMay 5, 2026
- May 4, 2026PresidentE40000
Became Public Law No: 119-88.
- May 4, 2026BecameLaw36000
Became Public Law No: 119-88.
- May 4, 2026PresidentE30000
Signed by President.
- May 4, 2026BecameLaw36000
Signed by President.
- Apr 27, 2026FloorE20000
Presented to President.
- Apr 27, 2026President28000
Presented to President.
- Mar 4, 2026FloorH38310
Motion to reconsider laid on the table Agreed to without objection.
- Mar 4, 2026FloorH37300
On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81).
- Mar 4, 2026Floor8000
Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81).
- Mar 4, 2026FloorH30000
Considered as unfinished business. (consideration: CR H2390)
- Mar 3, 2026FloorH37220
At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
- Mar 3, 2026FloorH8D000
DEBATE - The House proceeded with forty minutes of debate on S. 723.
- Mar 3, 2026FloorH30000
Considered under suspension of the rules. (consideration: CR H2359-2362; text: CR H2359-2361)
- Mar 3, 2026FloorH30300
Mr. Westerman moved to suspend the rules and pass the bill.
- Dec 15, 2025FloorH15000
Held at the desk.
- Dec 15, 2025FloorH14000
Received in the House.
- Dec 15, 2025Floor
Message on Senate action sent to the House.
- Dec 11, 2025Floor
Passed Senate without amendment by Unanimous Consent. (consideration: CR S8689-8691; text: CR S8689-8691)
- Dec 11, 2025Floor17000
Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.
- Sep 29, 2025Floor
Star Print ordered on 119-60.
- Sep 3, 2025Calendars
Placed on Senate Legislative Calendar under General Orders. Calendar No. 148.
- Sep 3, 2025Committee
Committee on Indian Affairs. Reported by Senator Murkowski without amendment. With written report No. 119-60.
Indian Affairs Committee - Sep 3, 2025Committee14000
Committee on Indian Affairs. Reported by Senator Murkowski without amendment. With written report No. 119-60.
Indian Affairs Committee - Mar 5, 2025Committee
Committee on Indian Affairs. Ordered to be reported without amendment favorably.
Indian Affairs Committee - Feb 25, 2025IntroReferral
Read twice and referred to the Committee on Indian Affairs. (text: CR S1350-1352)
Indian Affairs Committee - Feb 25, 2025IntroReferral10000
Introduced in Senate