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S. 397

Small Business Disaster Damage Fairness Act of 2025

Small Business Disaster Damage Fairness Act of 2025

This bill increases from $14,000 to $50,000 the threshold loan amount over which the Small Business Administration (SBA) may require collateral for a disaster loan.

The Government Accountability Office must report on the performance, including the default rate, of such loans.

Additionally, the SBA must (1) distinguish between rural and urban communities in the outreach and marketing for disaster loans, and (2) incorporate actions to mitigate challenges encountered by rural communities in accessing such loans.

Read twice and referred to the Committee on Small Business and Entrepreneurship.

Sen. Kennedy, John [R-LA](R-LA)Sponsor
2 cosponsors2 D
2cosponsors1committees2actions1related bills
  1. IntroReferral

    Read twice and referred to the Committee on Small Business and Entrepreneurship.

    Small Business and Entrepreneurship Committee
  2. IntroReferral10000

    Introduced in Senate

Small Business Disaster Damage Fairness Act of 2025 — Informed