Homebuyers Privacy Protection Act
Bill journey · stage 1 of 5
Just introduced
What it doesSummary passed senate (Jun 12, 2025)
Homebuyers Privacy Protection Act
This bill limits the circumstances in which credit reporting agencies may provide consumer credit reports to third parties in connection with residential mortgage transactions.
Specifically, the bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless the transaction consists of a firm offer of credit or insurance and (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated a mortgage on behalf of the consumer, is a current mortgage loan servicer to the consumer, or has a current specified banking relationship with the consumer.
These provisions take effect 180 days after the bill's enactment.
What just happenedJun 17, 2025
Held at the desk.
Who’s behind it
- Engrossed in SenateJun 12, 2025
- Introduced in SenateApr 10, 2025
- Jun 17, 2025FloorH15000
Held at the desk.
- Jun 17, 2025FloorH14000
Received in the House.
- Jun 12, 2025Floor
Passed Senate without amendment by Unanimous Consent. (text: CR S3395-3396)
- Jun 12, 2025Floor17000
Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent. (text: CR S3395-3396)
- Jun 12, 2025Discharge
Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent. (consideration: CR S3395-3396)
Banking, Housing, and Urban Affairs Committee - Jun 12, 2025Committee14500
Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
Banking, Housing, and Urban Affairs Committee - Apr 10, 2025IntroReferral
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S2567)
Banking, Housing, and Urban Affairs Committee - Apr 10, 2025IntroReferral10000
Introduced in Senate