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H.R. 1908

Housing Financial Literacy Act of 2015

Housing Financial Literacy Act of 2015

Amends the National Housing Act to revise the single insurance premium payment for a mortgage (secured by a one- to four-family dwelling that is an obligation of the Mutual Mortgage Insurance Fund) of a first-time homebuyer who completes a program of counseling on the responsibilities and financial management involved in homeownership that is approved by the Secretary of Housing and Urban Development.

Repeals the current maximum premium payment of 2.75% of the amount of the mortgage's original insured principal obligation.

Sets the single mortgage insurance premium payment at 25 basis points lower than the premium payment amount otherwise established.

Sponsor introductory remarks on measure. (CR E559)

Rep. Beatty, Joyce [D-OH-3](D-OH)Sponsor
34 cosponsors33 D1 R
34cosponsors1committees4actions3subjects
  1. IntroReferralB00100

    Sponsor introductory remarks on measure. (CR E559)

  2. IntroReferralH11100

    Referred to the House Committee on Financial Services.

    Financial Services Committee
  3. IntroReferralIntro-H

    Introduced in House

  4. IntroReferral1000

    Introduced in House

Housing Financial Literacy Act of 2015 — Informed