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H.R. 3928

Deposit Insurance Reform Act of 2023

Deposit Insurance Reform Act of 2023

This bill requires the Federal Deposit Insurance Corporation (FDIC) and the National Credit Union Administration (NCUA) to establish additional levels of deposit insurance. Currently, the FDIC and NCUA insures individual accounts up to $250,000. Under the bill, FDIC and NCUA must establish insurance amounts above existing levels that are applicable to commercial deposits. An institution may elect to apply a higher insurance amount to commercial deposits.

Referred to the House Committee on Financial Services.

Rep. Schiff, Adam B. [D-CA-30](D-CA)Sponsor
1 cosponsor1 D
1cosponsors1committees3actions
  1. IntroReferralH11100

    Referred to the House Committee on Financial Services.

    Financial Services Committee
  2. IntroReferralIntro-H

    Introduced in House

  3. IntroReferral1000

    Introduced in House

Deposit Insurance Reform Act of 2023 — Informed