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H.R. 2656

Trigger Leads Abatement Act of 2023

Trigger Leads Abatement Act of 2023

This bill prohibits credit reporting agencies from providing a credit report not initiated by a consumer if the report is being provided on the basis that the consumer has had a credit inquiry regarding a home mortgage loan. This practice, known as producing a trigger lead, provides notice to other mortgage lenders that the consumer is seeking a mortgage loan.

Referred to the House Committee on Financial Services.

Rep. Torres, Ritchie [D-NY-15](D-NY)Sponsor
6 cosponsors5 D1 R
6cosponsors1committees3actions7subjects
  1. IntroReferralH11100

    Referred to the House Committee on Financial Services.

    Financial Services Committee
  2. IntroReferralIntro-H

    Introduced in House

  3. IntroReferral1000

    Introduced in House

Trigger Leads Abatement Act of 2023 — Informed