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H.R. 6145

Community Bank Relief Act of 2021

Community Bank Relief Act of 2021

This bill requires banking agencies to set the community bank leverage ratio between 8% and 8.5% for calendar years 2022, 2023, and 2024 for community banks seeking to satisfy simplified capital adequacy requirements. Currently, banking agencies are statutorily required to set the rate between 8% and 10% through rulemaking. Under current regulations, the rate will increase from 8.5% to 9% on January 1, 2022.

Referred to the House Committee on Financial Services.

Rep. Mann, Tracey [R-KS-1](R-KS)Sponsor
24 cosponsors24 R
24cosponsors1committees3actions1related bills
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Community Bank Relief Act of 2021 — Informed