Ask AI
S. 603

Coronavirus Emergency Student Loan Refinancing Act

Coronavirus Emergency Student Loan Refinancing Act

This bill establishes a refinancing program for federal student loans.

Specifically, the Department of Education (ED) must, within 30 days, establish a program that allows qualified borrowers to refinance their federal student loans down to lower interest rates. The refinanced interest rates are (1) calculated based on the type of student loan (e.g., Stafford), and (2) fixed for the period of the loan.

In addition, the bill requires ED to establish eligibility requirements for the refinancing program based on income or debt-to-income ratio. ED must also coordinate with the Consumer Financial Protection Bureau to alert borrowers of their program eligibility.

Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

Sen. Warner, Mark R. [D-VA](D-VA)Sponsor
1committees2actions2related bills6subjects
  1. IntroReferral

    Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

    Health, Education, Labor, and Pensions Committee
  2. IntroReferral10000

    Introduced in Senate

Coronavirus Emergency Student Loan Refinancing Act — Informed