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H.R. 4495

Downpayment Toward Equity Act of 2021

Downpayment Toward Equity Act of 2021

This bill establishes a grant program through the Department of Housing and Urban Development for states and other entities to provide qualifying assistance to certain first-time, first-generation home buyers in purchasing their first homes. Qualifying assistance includes assistance for mortgage down payments, mortgage closing costs, reduction of mortgage interest rates, subsidies for shared equity homes, or for certain preoccupancy modifications to a home to accommodate persons with disabilities.

The bill also establishes grant requirements regarding home buyer income, types of housing, homeowner occupancy, types of mortgages, and home buyer counseling.

Ordered to be Reported (Amended) by the Yeas and Nays: 28 - 23.

Rep. Waters, Maxine [D-CA-43](D-CA)Sponsor
65 cosponsors65 D
65cosponsors1committees5actions2related bills5subjects
  1. Committee

    Ordered to be Reported (Amended) by the Yeas and Nays: 28 - 23.

    Financial Services Committee
  2. Committee

    Committee Consideration and Mark-up Session Held.

    Financial Services Committee
  3. IntroReferralH11100

    Referred to the House Committee on Financial Services.

    Financial Services Committee
  4. IntroReferralIntro-H

    Introduced in House

  5. IntroReferral1000

    Introduced in House

Downpayment Toward Equity Act of 2021 — Informed