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H.R. 7889

Small Business Lending Disclosure and Broker Regulation Act of 2020

Small Business Lending Disclosure and Broker Regulation Act of 2020

This bill applies specified commercial lending protections to small business lending and extends the Consumer Financial Protection Bureau's regulatory authority regarding consumer financial products and services to include small business financing. Among other requirements, lenders offering financial products to small businesses must disclose the terms of the financing upon extending an offer and are prohibited from charging certain additional fees on a refinanced or modified loan.

Additionally, the bill establishes an Office of Broker Regulation within the bureau to regulate brokers of small business financing.

Referred to the House Committee on Financial Services.

Rep. Velazquez, Nydia M. [D-NY-7](D-NY)Sponsor
1committees3actions15subjects
  1. IntroReferralH11100

    Referred to the House Committee on Financial Services.

    Financial Services Committee
  2. IntroReferralIntro-H

    Introduced in House

  3. IntroReferral1000

    Introduced in House

Small Business Lending Disclosure and Broker Regulation Act of 2020 — Informed