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H.R. 6576

Stop Overdraft Profiteering during COVID–19 Emergency Act of 2020

Stop Overdraft Profiteering during COVID-19 Emergency Act of 2020

This bill suspends, during a major disaster or emergency declaration and for 120 days after the end of the incident period, certain penalties applicable to consumer transaction accounts. During such a period, depository institutions are prohibited from

  • charging checking-account penalties (i.e., non-sufficient fund fees and overdraft coverage fees), or 
  • reporting a consumer's overdraft use to a credit reporting agency.

Referred to the House Committee on Financial Services.

Rep. Cicilline, David N. [D-RI-1](D-RI)Sponsor
13 cosponsors13 D
13cosponsors1committees3actions1related bills4subjects
  1. IntroReferralH11100

    Referred to the House Committee on Financial Services.

    Financial Services Committee
  2. IntroReferralIntro-H

    Introduced in House

  3. IntroReferral1000

    Introduced in House

Stop Overdraft Profiteering during COVID–19 Emergency Act of 2020 — Informed