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H.R. 6544

Payday and Predatory Loans Moratorium Act of 2020

Payday and Predatory Loans Moratorium Act of 2020

This bill prohibits for one year efforts by a lender to collect on certain debts owed by a borrower affected by the COVID-19 (i.e., coronavirus disease 2019) pandemic. Specifically, lenders are prohibited from collection efforts against such a borrower with respect to (1) a loan with a nominal interest rate of 36% or more, and (2) a loan which the lender did not determine was affordable while allowing the borrower to meet basic living expenses and major financial obligations.

Referred to the House Committee on Financial Services.

Rep. Meeks, Gregory W. [D-NY-5](D-NY)Sponsor
1committees3actions7subjects
  1. IntroReferralH11100

    Referred to the House Committee on Financial Services.

    Financial Services Committee
  2. IntroReferralIntro-H

    Introduced in House

  3. IntroReferral1000

    Introduced in House

Payday and Predatory Loans Moratorium Act of 2020 — Informed