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H.R. 6494

Business Interruption Insurance Coverage Act of 2020

Business Interruption Insurance Coverage Act of 2020

This bill requires insurers that provide business interruption coverage to insure as part of this coverage losses from a viral pandemic, a government-ordered business closure or evacuation, or a power disruption conducted for public safety purposes.

The bill also nullifies provisions in a business interruption insurance contract in force on the date of enactment that exclude such an event from coverage. An insurer may reinstate such an exclusion if (1) the insured authorizes the reinstatement in writing, or (2) the insured fails to pay the corresponding premium increase after adequate notice by the insurer of such an increase.

Referred to the House Committee on Financial Services.

Rep. Thompson, Mike [D-CA-5](D-CA)Sponsor
13 cosponsors12 D1 R
13cosponsors1committees3actions10subjects
  1. IntroReferralH11100

    Referred to the House Committee on Financial Services.

    Financial Services Committee
  2. IntroReferralIntro-H

    Introduced in House

  3. IntroReferral1000

    Introduced in House

Business Interruption Insurance Coverage Act of 2020 — Informed