PAID Act
Bill journey · stage 2 of 5
Under committee review
What it doesSummary introduced in house (Feb 23, 2021)
Prohibit Auto Insurance Discrimination Act or the PAID Act
This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include
- gender,
- employment status,
- zip code,
- census tract,
- marital status, and
- credit score.
Automobile insurers must make underwriting rules and rate filings available to the public.
The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.
What just happenedFeb 24, 2021
Referred to the Subcommittee on Consumer Protection and Commerce.
Who’s behind it
- Introduced in HouseFeb 23, 2021
- Feb 24, 2021Committee
Referred to the Subcommittee on Consumer Protection and Commerce.
Innovation, Data, and Commerce Subcommittee - Feb 23, 2021IntroReferralH11100
Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Energy and Commerce Committee - Feb 23, 2021IntroReferralH11100
Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Financial Services Committee - Feb 23, 2021IntroReferralIntro-H
Introduced in House
- Feb 23, 2021IntroReferral1000
Introduced in House