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S. 4755

Prohibit Auto Insurance Discrimination Act

Prohibit Auto Insurance Discrimination Act

This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include

  • gender,
  • employment status,
  • zip code,
  • census tract,
  • marital status, and
  • credit score.

Automobile insurers must make underwriting rules and rate filings available to the public.

The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sen. Booker, Cory A. [D-NJ](D-NJ)Sponsor
1committees2actions1related bills9subjects
  1. IntroReferral

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

    Banking, Housing, and Urban Affairs Committee
  2. IntroReferral10000

    Introduced in Senate

Prohibit Auto Insurance Discrimination Act — Informed