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S. 3566

Stop Overdraft Profiteering during COVID–19 Emergency Act of 2020

Stop Overdraft Profiteering during COVID-19 Emergency Act of 2020

This bill suspends, during a major disaster or emergency declaration and for 120 days after the end of the incident period, certain penalties applicable to consumer transaction accounts. During such a period, depository institutions are prohibited from

  • charging checking-account penalties (i.e., non-sufficient fund fees and overdraft coverage fees), or 
  • reporting a consumer's overdraft use to a credit reporting agency.

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sen. Booker, Cory A. [D-NJ](D-NJ)Sponsor
1 cosponsor1 D
1cosponsors1committees2actions1related bills4subjects
  1. IntroReferral

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

    Banking, Housing, and Urban Affairs Committee
  2. IntroReferral10000

    Introduced in Senate

Stop Overdraft Profiteering during COVID–19 Emergency Act of 2020 — Informed