Ask AI
H.R. 2324

Protections in Consumer Lending Act

Protections in Consumer Lending Act

This bill requires creditors to collect specified demographic information regarding applicants for certain credit transactions (e.g., automobile loans, credit cards, and payday loans) and the outcomes of these applications. The creditor must report this information to the Consumer Financial Protection Bureau (CFPB).

The CFPB must use this information to determine whether a creditor is engaging in discriminatory practices and may take enforcement action.

Referred to the House Committee on Financial Services.

Rep. Garcia, Jesus G. "Chuy" [D-IL-4](D-IL)Sponsor
1committees4actions1related bills10subjects
  1. IntroReferralH11100

    Referred to the House Committee on Financial Services.

    Financial Services Committee
  2. IntroReferralB00100

    Sponsor introductory remarks on measure. (CR E471)

  3. IntroReferralIntro-H

    Introduced in House

  4. IntroReferral1000

    Introduced in House

Protections in Consumer Lending Act — Informed