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S. 1205

Protections in Consumer Lending Act

Protections in Consumer Lending Act

This bill requires creditors to collect specified demographic information regarding applicants for certain credit transactions (e.g., automobile loans, credit cards, and payday loans) and the outcomes of these applications. The creditor must report this information to the Consumer Financial Protection Bureau (CFPB).

The CFPB must use this information to determine whether a creditor is engaging in discriminatory practices and may take enforcement action.

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sen. Gillibrand, Kirsten E. [D-NY](D-NY)Sponsor
3 cosponsors3 D
3cosponsors1committees2actions1related bills10subjects
  1. IntroReferral

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

    Banking, Housing, and Urban Affairs Committee
  2. IntroReferral10000

    Introduced in Senate

Protections in Consumer Lending Act — Informed