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Public Law116th CongressHealth
H.R. 1418Became Law

Competitive Health Insurance Reform Act of 2020

This bill became law

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What it doesSummary public law (Jan 13, 2021)

Competitive Health Insurance Reform Act of 2020

This bill declares that nothing in the McCarran-Ferguson Act modifies, impairs, or supersedes the operation of antitrust laws with respect to the business of health insurance, including the business of dental insurance. This declaration does not apply to a contract, combination, or conspiracy to (1) collect, compile, or disseminate historical loss data; (2) determine a loss development factor for historical loss data; (3) perform actuarial services if the collaboration does not involve a restraint of trade; or (4) develop or disseminate a standard insurance policy form if adherence to the form is not required.

Prohibitions against unfair methods of competition apply to the business of health insurance without regard to whether the business is for profit.

What just happenedJan 13, 2021

Became Public Law No: 116-327.

Who’s behind it

Rep. DeFazio, Peter A. [D-OR-4](D-OR)Sponsor
51 cosponsors27 D24 R
Read on Congress.gov
51cosponsors2committees22actions4related bills4subjects
  1. Jan 13, 2021President

    Became Public Law No: 116-327.

  2. Jan 13, 2021BecameLaw36000

    Became Public Law No: 116-327.

  3. Jan 13, 2021President

    Signed by President.

  4. Jan 13, 2021BecameLaw36000

    Signed by President.

  5. Jan 1, 2021Floor

    Presented to President.

  6. Jan 1, 2021President28000

    Presented to President.

  7. Dec 22, 2020Floor

    Message on Senate action sent to the House.

  8. Dec 22, 2020Floor

    Passed Senate without amendment by Unanimous Consent.

  9. Dec 22, 2020Floor17000

    Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.

  10. Dec 22, 2020Discharge

    Senate Committee on the Judiciary discharged by Unanimous Consent. (consideration: CR S7929)

    Judiciary Committee
  11. Dec 22, 2020Committee14500

    Senate Committee on the Judiciary discharged by Unanimous Consent.

    Judiciary Committee
  12. Sep 22, 2020IntroReferral

    Received in the Senate and Read twice and referred to the Committee on the Judiciary.

    Judiciary Committee
  13. Sep 21, 2020FloorH38310

    Motion to reconsider laid on the table Agreed to without objection.

  14. Sep 21, 2020FloorH37300

    On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4571-4572)

  15. Sep 21, 2020Floor8000

    Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.

  16. Sep 21, 2020FloorH8D000

    DEBATE - The House proceeded with forty minutes of debate on H.R. 1418.

  17. Sep 21, 2020FloorH30000

    Considered under suspension of the rules. (consideration: CR H4571-4573)

  18. Sep 21, 2020FloorH30300

    Ms. Scanlon moved to suspend the rules and pass the bill, as amended.

  19. Apr 8, 2019Committee

    Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law.

    Administrative State, Regulatory Reform, and Antitrust Subcommittee
  20. Feb 28, 2019IntroReferralH11100

    Referred to the House Committee on the Judiciary.

    Judiciary Committee
  21. Feb 28, 2019IntroReferralIntro-H

    Introduced in House

  22. Feb 28, 2019IntroReferral1000

    Introduced in House

Public LawJan 13, 202149

Competitive Health Insurance Reform Act of 2020

This bill declares that nothing in the McCarran-Ferguson Act modifies, impairs, or supersedes the operation of antitrust laws with respect to the business of health insurance, including the business of dental insurance. This declaration does not apply to a contract, combination, or conspiracy to (1) collect, compile, or disseminate historical loss data; (2) determine a loss development factor for historical loss data; (3) perform actuarial services if the collaboration does not involve a restraint of trade; or (4) develop or disseminate a standard insurance policy form if adherence to the form is not required.

Prohibitions against unfair methods of competition apply to the business of health insurance without regard to whether the business is for profit.

Passed SenateDec 22, 202055

Competitive Health Insurance Reform Act of 2020

This bill declares that nothing in the McCarran-Ferguson Act modifies, impairs, or supersedes the operation of antitrust laws with respect to the business of health insurance, including the business of dental insurance. This declaration does not apply to a contract, combination, or conspiracy to (1) collect, compile, or disseminate historical loss data; (2) determine a loss development factor for historical loss data; (3) perform actuarial services if the collaboration does not involve a restraint of trade; or (4) develop or disseminate a standard insurance policy form if adherence to the form is not required.

Prohibitions against unfair methods of competition apply to the business of health insurance without regard to whether the business is for profit.

Passed HouseSep 21, 202053

Competitive Health Insurance Reform Act of 2020

This bill declares that nothing in the McCarran-Ferguson Act modifies, impairs, or supersedes the operation of antitrust laws with respect to the business of health insurance, including the business of dental insurance. This declaration does not apply to a contract, combination, or conspiracy to (1) collect, compile, or disseminate historical loss data; (2) determine a loss development factor for historical loss data; (3) perform actuarial services if the collaboration does not involve a restraint of trade; or (4) develop or disseminate a standard insurance policy form if adherence to the form is not required.

Prohibitions against unfair methods of competition apply to the business of health insurance without regard to whether the business is for profit.

Introduced in HouseFeb 28, 2019

Competitive Health Insurance Reform Act of 2019

This bill declares that nothing in the McCarran-Ferguson Act modifies, impairs, or supersedes the operation of antitrust laws with respect to the business of health insurance, including the business of dental insurance. This declaration does not apply to a contract, combination, or conspiracy to (1) collect, compile, or disseminate historical loss data; (2) determine a loss development factor for historical loss data; (3) perform actuarial services if the collaboration does not involve a restraint of trade; or (4) develop or disseminate a standard insurance policy form if adherence to the form is not required.

Prohibitions against unfair methods of competition apply to the business of health insurance without regard to whether the business is for profit.

Competitive Health Insurance Reform Act of 2020 — Informed