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S. 526

Microloan Modernization Act of 2018

Microloan Modernization Act of 2017

This bill amends the Small Business Act to repeal the "25/75" rule under the Small Business Administration (SBA) Microloan Program (assisting low-income individuals to start and operate a small business) that permits SBA-designated microloan intermediary lenders to expend up to 25% of the intensive marketing, management, and technical assistance grant funds they receive from the SBA to provide information and technical assistance to small business concerns that are their prospective borrowers.

The total amount of loans outstanding and committed to any particular intermediary (excluding outstanding grants) from the SBA business loan and investment fund shall be increased from $5 million to $6 million for the remaining years of the intermediary's participation in the program.

The SBA shall:

  • compare the operations of a representative sample of eligible intermediaries that participate in the microloan program and of eligible intermediaries that do not,
  • study the reasons why the latter do not participate,
  • recommend how to encourage increased participation by intermediaries in the microloan program, and
  • recommend how to decrease the associated costs for intermediary participation.

The Government Accountability Office shall evaluate:

  • SBA oversight of the microloan program, including oversight of participating intermediaries; and
  • the specific processes the SBA uses to ensure program compliance by participating intermediaries and overall microloan program performance.

By Senator Risch from Committee on Small Business and Entrepreneurship filed written report. Report No. 115-452.

Sen. Fischer, Deb [R-NE](R-NE)Sponsor
7 cosponsors6 D1 R
7cosponsors1committees15actions1amendments8related bills5subjects
  1. Floor

    By Senator Risch from Committee on Small Business and Entrepreneurship filed written report. Report No. 115-452.

    Small Business and Entrepreneurship Committee
  2. Committee14900

    By Senator Risch from Committee on Small Business and Entrepreneurship filed written report. Report No. 115-452.

    Small Business and Entrepreneurship Committee
  3. FloorH15000

    Held at the desk.

  4. Floor

    Message on Senate action sent to the House.

  5. FloorH14000

    Received in the House.

  6. Floor

    Passed Senate with an amendment by Voice Vote. (text: CR S5073)

  7. Floor17000

    Passed/agreed to in Senate: Passed Senate with an amendment by Voice Vote.(text: CR S5073)

  8. Floor

    The committee substitute as amended agreed to by Unanimous Consent.

  9. Floor

    Measure laid before Senate by unanimous consent. (consideration: CR S5072-5073)

  10. Calendars

    Placed on Senate Legislative Calendar under General Orders. Calendar No. 346.

  11. Committee

    Committee on Small Business and Entrepreneurship. Reported by Senator Risch with an amendment in the nature of a substitute. Without written report.

    Small Business and Entrepreneurship Committee
  12. Committee14000

    Committee on Small Business and Entrepreneurship. Reported by Senator Risch with an amendment in the nature of a substitute. Without written report.

    Small Business and Entrepreneurship Committee
  13. Committee

    Committee on Small Business and Entrepreneurship. Ordered to be reported with an amendment in the nature of a substitute favorably.

    Small Business and Entrepreneurship Committee
  14. IntroReferral

    Read twice and referred to the Committee on Small Business and Entrepreneurship.

    Small Business and Entrepreneurship Committee
  15. IntroReferral10000

    Introduced in Senate

Microloan Modernization Act of 2018 — Informed