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H.R. 3878

Free Credit Freeze Act

Free Credit Freeze Act

This bill amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from charging a consumer a fee for placing, temporarily lifting, or fully removing a credit freeze. A consumer reporting agency must place a credit freeze on the consumer's file upon a consumer's request, prohibiting a consumer reporting agency from releasing any credit information without the consumer's permission.

Referred to the House Committee on Financial Services.

Rep. Lujan, Ben Ray [D-NM-3](D-NM)Sponsor
27 cosponsors27 D
27cosponsors1committees3actions3related bills1subjects
  1. IntroReferralH11100

    Referred to the House Committee on Financial Services.

    Financial Services Committee
  2. IntroReferralIntro-H

    Introduced in House

  3. IntroReferral1000

    Introduced in House

Free Credit Freeze Act — Informed