Ask AI
H.R. 3015

National Homeowners Bill of Rights Act of 2017

National Homeowners Bill of Rights Act of 2017

This bill requires servicers of federally related mortgage loans to (1) establish for each borrower's account a single electronic record accessible throughout the servicer and available to all relevant staff; (2) maintain a website where borrowers may check their estimated net present value; and (3) provide free interpretation services to borrowers.

The bill also (1) establishes a loan-modification process to reduce the payments of eligible borrowers, (2) directs the Consumer Financial Protection Bureau to appoint a Mortgage Servicer Ombudsman, and (3) establishes certain limits on foreclosure sales.

Referred to the House Committee on Financial Services.

Rep. Lujan Grisham, Michelle [D-NM-1](D-NM)Sponsor
1committees4actions14subjects
  1. IntroReferralH11100

    Referred to the House Committee on Financial Services.

    Financial Services Committee
  2. IntroReferralB00100

    Sponsor introductory remarks on measure. (CR H5096)

  3. IntroReferralIntro-H

    Introduced in House

  4. IntroReferral1000

    Introduced in House

National Homeowners Bill of Rights Act of 2017 — Informed