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Bill115th CongressFiled May 25, 2017Finance and Financial Sector
H.R. 2683

Protecting Veterans Credit Act of 2018

Bill journey · stage 2 of 5

Under committee review

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What it doesSummary reported to house with amendment(s) (Nov 14, 2018)

Protecting Veterans Credit Act of 2018

This bill amends the Fair Credit Reporting Act to limit, and establish a dispute process and verification procedures with respect to, the inclusion of a veteran's medical debt in a consumer credit report.

What just happenedNov 14, 2018

Placed on the Union Calendar, Calendar No. 802.

Who’s behind it

Rep. Delaney, John K. [D-MD-6](D-MD)Sponsor
34 cosponsors19 D15 R
Read on Congress.gov
34cosponsors1committees9actions2related bills5subjects
  1. Nov 14, 2018CalendarsH12410

    Placed on the Union Calendar, Calendar No. 802.

  2. Nov 14, 2018CommitteeH12200

    Reported (Amended) by the Committee on Financial Services. H. Rept. 115-1025.

    Financial Services Committee
  3. Nov 14, 2018Committee5000

    Reported (Amended) by the Committee on Financial Services. H. Rept. 115-1025.

    Financial Services Committee
  4. Mar 21, 2018Committee

    Ordered to be Reported (Amended) by the Yeas and Nays: 59 - 0.

    Financial Services Committee
  5. Mar 21, 2018Committee

    Committee Consideration and Mark-up Session Held.

    Financial Services Committee
  6. Jan 9, 2018Committee

    Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.

    Consumer Protection and Financial Institutions Subcommittee
  7. May 25, 2017IntroReferralH11100

    Referred to the House Committee on Financial Services.

    Financial Services Committee
  8. May 25, 2017IntroReferralIntro-H

    Introduced in House

  9. May 25, 2017IntroReferral1000

    Introduced in House

Reported to House with amendment(s)Nov 14, 201817

Protecting Veterans Credit Act of 2018

This bill amends the Fair Credit Reporting Act to limit, and establish a dispute process and verification procedures with respect to, the inclusion of a veteran's medical debt in a consumer credit report.

Introduced in HouseMay 25, 2017

Protecting Veterans Credit Act of 2017

This bill amends the Fair Credit Reporting Act to exclude from consumer report information: (1) a veteran's medical debt if the hospital care or medical services relating to the debt antedates the credit report by less than one year; and (2) a fully paid or settled veteran's medical debt that had been characterized as delinquent, charged off, or in collection.

The bill defines a "veteran's medical debt" as debt from health care provided in a non-Department of Veterans Affairs (VA) facility under the laws administered by the VA, including medical debt that the VA has wrongfully charged a veteran.

A dispute process for veterans medical debt is established whereby:

  • a veteran may submit a notice along with proof of VA liability for the debt or documentation that the VA is in the process of paying for authorized medical services to a consumer reporting agency or a reseller in order to dispute such debt's inclusion in the consumer report;
  • the VA shall submit to a veteran a notice it has assumed liability for part or all of the veteran's medical debt; and
  • if such notice and proof of liability or documentation is received, the consumer reporting agency shall delete all information relating to the veteran's medical debt from the file of the consumer and notify the furnisher and the consumer of such deletion.
Protecting Veterans Credit Act of 2018 — Informed