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S. 2188

Consumer Data Protection Act

Consumer Data Protection Act

This bill amends the Fair Credit Reporting Act to direct a consumer reporting agency experiencing a data breach to: (1) notify the Federal Trade Commission, the Consumer Financial Protection Bureau (CFPB), other appropriate law enforcement agencies, and affected individuals; (2) provide affected individuals with free credit freezes and credit monitoring services; and (3) establish a consumer assistance unit.

The bill also establishes legal enforcement provisions concerning data breaches at consumer reporting agencies.

The CFPB may examine a consumer reporting agency to assess compliance with personal information protection laws.

Committee on Banking, Housing, and Urban Affairs. Hearings held.

Sen. Menendez, Robert [D-NJ](D-NJ)Sponsor
1committees3actions1related bills7subjects
  1. Committee

    Committee on Banking, Housing, and Urban Affairs. Hearings held.

    Banking, Housing, and Urban Affairs Committee
  2. IntroReferral

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

    Banking, Housing, and Urban Affairs Committee
  3. IntroReferral10000

    Introduced in Senate

Consumer Data Protection Act — Informed