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Bill115th CongressFiled Mar 9, 2017Finance and Financial Sector
H.R. 1457

MOBILE Act of 2017

Bill journey · stage 2 of 5

Under committee review

Filed
Comm.
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Law

What it doesSummary passed house amended (Jan 29, 2018)

(Sec. 1) This bill authorizes a financial institution to record personal information from a scan, copy, or image of an individual's driver's license or personal identification card and store the information electronically when an individual initiates an online request to open an account or obtain a financial product. The financial institution may use the information for the purpose of verifying the authenticity of the driver's license or identification card, verifying the identity of the individual, or complying with legal requirements.

The financial institution must delete any copy or image of an individual's driver's license or personal identification card after use.

What just happenedJan 30, 2018

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Who’s behind it

Rep. Tipton, Scott R. [R-CO-3](R-CO)Sponsor
30 cosponsors9 D21 R
Read on Congress.gov
30cosponsors2committees19actions2related bills6subjects
  1. Jan 30, 2018IntroReferral

    Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

    Banking, Housing, and Urban Affairs Committee
  2. Jan 29, 2018FloorH38310

    Motion to reconsider laid on the table Agreed to without objection.

  3. Jan 29, 2018FloorH37300

    On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 397 - 8 (Roll no. 46). (text: CR H644)

  4. Jan 29, 2018Floor8000

    Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 397 - 8 (Roll no. 46).(text: CR H644)

  5. Jan 29, 2018FloorH30000

    Considered as unfinished business. (consideration: CR H653-654)

  6. Jan 29, 2018FloorH37220

    At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.

  7. Jan 29, 2018FloorH8D000

    DEBATE - The House proceeded with forty minutes of debate on H.R. 1457.

  8. Jan 29, 2018FloorH30000

    Considered under suspension of the rules. (consideration: CR H644-645)

  9. Jan 29, 2018FloorH30300

    Mr. Tipton moved to suspend the rules and pass the bill, as amended.

  10. Jan 22, 2018CalendarsH12410

    Placed on the Union Calendar, Calendar No. 388.

  11. Jan 22, 2018CommitteeH12200

    Reported (Amended) by the Committee on Financial Services. H. Rept. 115-523.

    Financial Services Committee
  12. Jan 22, 2018Committee5000

    Reported (Amended) by the Committee on Financial Services. H. Rept. 115-523.

    Financial Services Committee
  13. Dec 13, 2017Committee

    Ordered to be Reported (Amended) by the Yeas and Nays: 60 - 0.

    Financial Services Committee
  14. Dec 13, 2017Committee

    Committee Consideration and Mark-up Session Held.

    Financial Services Committee
  15. Dec 12, 2017Committee

    Committee Consideration and Mark-up Session Held.

    Financial Services Committee
  16. Jul 12, 2017Committee

    Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.

    Consumer Protection and Financial Institutions Subcommittee
  17. Mar 9, 2017IntroReferralH11100

    Referred to the House Committee on Financial Services.

    Financial Services Committee
  18. Mar 9, 2017IntroReferralIntro-H

    Introduced in House

  19. Mar 9, 2017IntroReferral1000

    Introduced in House

Passed House amendedJan 29, 201836

(Sec. 1) This bill authorizes a financial institution to record personal information from a scan, copy, or image of an individual's driver's license or personal identification card and store the information electronically when an individual initiates an online request to open an account or obtain a financial product. The financial institution may use the information for the purpose of verifying the authenticity of the driver's license or identification card, verifying the identity of the individual, or complying with legal requirements.

The financial institution must delete any copy or image of an individual's driver's license or personal identification card after use.

Reported to House with amendment(s)Jan 22, 201817

(Sec. 1) This bill authorizes a financial institution to record personal information from a scan, copy, or image of an individual's driver's license or personal identification card and store the information electronically when an individual initiates an online request to open an account or obtain a financial product. The financial institution may use the information for the purpose of verifying the authenticity of the driver's license or identification card, verifying the identity of the individual, or complying with legal requirements.

The financial institution must delete any copy or image of an individual's driver's license or personal identification card after use.

Introduced in HouseMar 9, 2017

Making Online Banking Initiation Legal and Easy Act of 2017 or the MOBILE Act of 2017

This bill authorizes a financial institution, with an individual's consent, to record personal information from a swipe or copy of an individual's driver's license or personal identification card and store the information electronically for the purpose of verifying the authenticity of the driver's license or identification card, verifying the identity of the individual, or complying with legal requirements.

Financial institutions must not sell, rent, transfer, or make such information available to another person, other than an affiliate.

MOBILE Act of 2017 — Informed