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S. 1002

CLEAR Relief Act of 2017

Community Lending Enhancement and Regulatory Relief Act of 2017 or the CLEAR Relief Act of 2017

This bill amends the Sarbanes-Oxley Act of 2002 to exempt from specified reporting and attestation requirements a community bank with assets of $1 billion or less.

The bill amends the Truth in Lending Act to exempt from certain escrow requirements and residential mortgage loan standards a residential mortgage loan held by a depository institution with assets of $10 billion or less. The bill further amends that Act, as well as the Consumer Protection Act of 2010, to exempt certain creditors from specified disclosure requirements.

In addition, the bill amends the Bank Holding Company Act of 1956 to exempt from the Volcker Rule a depository institution with assets of $10 billion or less. (The Volcker Rule prohibits banking agencies from engaging in proprietary trading or entering into certain relationships with hedge funds and private-equity funds.)

Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 115-106.

Sen. Moran, Jerry [R-KS](R-KS)Sponsor
35 cosponsors11 D23 R1 I
35cosponsors1committees5actions1related bills7subjects
  1. Committee

    Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 115-106.

    Banking, Housing, and Urban Affairs Committee
  2. Committee

    Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 115-81.

    Banking, Housing, and Urban Affairs Committee
  3. Committee

    Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 115-57.

    Banking, Housing, and Urban Affairs Committee
  4. IntroReferral

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

    Banking, Housing, and Urban Affairs Committee
  5. IntroReferral10000

    Introduced in Senate

CLEAR Relief Act of 2017 — Informed