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H.R. 4182

Prompt Notification of Short Sales Act

Prompt Notification of Short Sales Act

This bill requires each servicer of a home mortgage to provide in writing to a mortgagor of a residential mortgage loan specified prompt notifications and decisions regarding the mortgagor's written request for a short sale of the dwelling or residential real property subject to the mortgage, deed of trust, or other security interest securing the mortgage loan.

An aggrieved individual may bring a civil action for equitable relief and a monetary award of $1,000 for any violation of this Act.

This bill shall not apply to certain residential mortgages entered into before its enactment whose mortgage agreements explicitly provide a procedure or terms for a short sale approval.

Referred to the House Committee on Financial Services.

Rep. Rooney, Thomas J. [R-FL-17](R-FL)Sponsor
1 cosponsor1 D
1cosponsors1committees3actions2subjects
  1. IntroReferralH11100

    Referred to the House Committee on Financial Services.

    Financial Services Committee
  2. IntroReferralIntro-H

    Introduced in House

  3. IntroReferral1000

    Introduced in House

Prompt Notification of Short Sales Act — Informed