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S. 1773

Consumer Reporting Fairness Act of 2015

Consumer Reporting Fairness Act of 2015

This bill requires a creditor that has provided or furnished to a consumer reporting agency any item of information pertaining to an account based on a debt discharged in a case under the federal bankruptcy code to inform such agency that the debt has been discharged in bankruptcy and has a zero balance.

An individual injured by any willful violation of this provision shall recover actual damages, including costs and attorneys' fees, and may recover punitive damages in appropriate circumstances.

Read twice and referred to the Committee on the Judiciary.

Sen. Brown, Sherrod [D-OH](D-OH)Sponsor
5 cosponsors5 D
5cosponsors1committees2actions3subjects
  1. IntroReferral

    Read twice and referred to the Committee on the Judiciary.

    Judiciary Committee
  2. IntroReferral10000

    Introduced in Senate

Consumer Reporting Fairness Act of 2015 — Informed