Amendment provided civil penalties for any lender who failed to provide to a borrower a statement regarding his escrow account.

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Amendment Number
655
Description
Amendment provided civil penalties for any lender who failed to provide to a borrower a statement regarding his escrow account.
Purpose
An amendment to provide civil penalties for any lender who fails to submit a statement to a borrower clearly itemizing the estimated taxes, insurance premiums, and other charges anticipated to be paid from the escrow account during the first 12 months afer the establishment of such account. Penalties would include a cost of $50 for each such failure, up to a total cost of $100,000. Intentional failure to provide borrowers with such a statement would incurr a cost of $100 per such failure, with an unlimited maximum total cost.
Congress
101
Type
HAMDT
Latest Action Date
Jul 31, 1990
Latest Action Text
On agreeing to the Bennett amendment (A023) Agreed to by voice vote.
Latest Action Time
20:23:37
Submitted Date
Jul 31, 1990
Chamber
House of Representatives
Update Date
Jul 1, 2021
Amendment 655 — Informed