Amendment required lenders to notify homeowners of the availability of credit counseling services no later than 45 days after a mortgage payment was in arrears; and also required HUD to contract with a private entity to establish a monitoring system to ensure that lenders comply with notification requirements.

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Amendment Number
639
Description
Amendment required lenders to notify homeowners of the availability of credit counseling services no later than 45 days after a mortgage payment was in arrears; and also required HUD to contract with a private entity to establish a monitoring system to ensure that lenders comply with notification requirements.
Purpose
An amendment requiring lenders to notify homeowners of the availability of credit counseling services no later than 45 days after a mortgage payment is in arrears. The amendment would also require HUD to contract with a private entity to establish a monitoring system to ensure that lenders comply with the provisions of the amendment.
Congress
101
Type
HAMDT
Latest Action Date
Jul 31, 1990
Latest Action Text
On agreeing to the Traficant amendment (A007) Agreed to by voice vote.
Latest Action Time
16:24:26
Submitted Date
Jul 31, 1990
Chamber
House of Representatives
Update Date
Jul 1, 2021
Amendment 639 — Informed