An amendment to require banks to meet specified minimum capital requirements in order to engage in the interstate banking and branching activities permitted by the bill. To do so, a bank would need to maintain a real capital-to-assets ratio of at least 6%, and a total capital-to-assets ratio of at least 8%. These requirements would not apply to bank holding companies seeking to consolidate their existing interstate bank holdings into branches of a single bank. The amendment would permit bank regulators to set higher minimum capital requirements, but not lower ones than those specified.