An amendment to permit out-of-state banks to open branches in a state only if that state passes a law specifically allowing them to do so. Under this "opt-in" approach, states could choose to allow interstate branching at any time by enacting such a law.

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Amendment Number
382
Description
An amendment to permit out-of-state banks to open branches in a state only if that state passes a law specifically allowing them to do so. Under this "opt-in" approach, states could choose to allow interstate branching at any time by enacting such a law.
Purpose
Amendment sought to permit out-of-state banks to open branches in a State only if that State passes a law specifically allowing them to do so, and would have granted States authority to establish conditions on interstate branches.
Congress
102
Type
HAMDT
Latest Action Date
Nov 4, 1991
Latest Action Text
On agreeing to the Richardson amendment (A009) Failed by recorded vote: 142 - 250 (Roll no. 368).
Latest Action Time
14:08:30
Submitted Date
Nov 4, 1991
Chamber
House of Representatives
Update Date
Jun 7, 2021
Amendment 382 — Informed