Amendment clarifies that a lender cannot require a customer to obtain insurance from one of its affiliates, and, that a customer is free to go to an unaffiliated company to obtain insurance if in fact insurance is required as a condition of a loan.

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Amendment Number
254
Description
Amendment clarifies that a lender cannot require a customer to obtain insurance from one of its affiliates, and, that a customer is free to go to an unaffiliated company to obtain insurance if in fact insurance is required as a condition of a loan.
Purpose
An amendment no. 9 printed in H. Rept. 106-214 to clarify that a lender cannot condition a loan on the purchase of an insurance product from the particular lender or one of its subsidiaries.
Congress
106
Type
HAMDT
Latest Action Date
Jul 1, 1999
Latest Action Text
On agreeing to the Watt (NC) amendment (A009) Agreed to by voice vote.
Latest Action Time
21:01:18
Submitted Date
Jul 1, 1999
Chamber
House of Representatives
Update Date
Aug 15, 2021
Amendment 254 — Informed