Amendments: extend the amount of time the Small Business Administration has to respond to liquidation plans and requests from certified lenders participating in the 7(a) loan program from 3 days to 5 days; require the SBA to determine whether a lender in the 7(a) loan program, bank or non-bank, needs to keep a reserve; place a limit of 7 percent on the interest rate charged for disaster loans to homeowners and businesses without credit available elsewhere; adjust the increase in the fee imposed on borrowers in the section 504 loan program in order to achieve a zero subsidy rate; and make further adjustments in the pilot liquidation program for the certified development companies participating in the section 504 program.