Amendment allows qualified down payment assistance providers to participate in the FHA program if certain conditions are satisfied to ensure that the down payment assistance program is legitimate and that the gift that is provided to the homeowner and the home buyer is truly a gift.

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Amendment Number
796
Description
Amendment allows qualified down payment assistance providers to participate in the FHA program if certain conditions are satisfied to ensure that the down payment assistance program is legitimate and that the gift that is provided to the homeowner and the home buyer is truly a gift.
Purpose
An amendment numbered 3 printed in House Report 110-330 to allow qualified down payment assistance providers to participate in the FHA Program if certain conditions are satisfied (i.e. no obligation for mortgagor to repay and net worth requirement). The Secretary shall consider as cash or its equivalent any amounts gifted by a family member, the mortgagor's employer or labor union, or a qualified homeownership assistance entity, but only if there is no obligation on the part of the mortgagor to repay the gift.
Congress
110
Type
HAMDT
Latest Action Date
Sep 18, 2007
Latest Action Text
On agreeing to the Miller, Gary amendment (A003) Agreed to by voice vote.
Latest Action Time
13:18:07
Submitted Date
Sep 18, 2007
Chamber
House of Representatives
Update Date
Feb 3, 2022
Amendment 796 — Informed