Amendment adds four stipulations to the Small Business Lending Fund to safeguard small businesses in the bill: 1) provides a definition of what constitutes a small business in order to ensure that funds are properly lent; 2) links lending incentives to volume in order to open up the credit markets to every qualified small business; 3) sets a hardened baseline when measuring a bank's lending record; and 4) includes small business lending companies with less than $10 billion in assets as qualified financial institutions alongside community banks and small credit unions.