Amendment provides that any card issuer that imposes a moratorium on increases in rates, fees and terms and conditions of a contract would be exempt from the accelerated date for the provision requiring an issuer to apply a customer's payment in excess of the minimum amount due, to the highest rate balance.

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Amendment Number
495
Description
Amendment provides that any card issuer that imposes a moratorium on increases in rates, fees and terms and conditions of a contract would be exempt from the accelerated date for the provision requiring an issuer to apply a customer's payment in excess of the minimum amount due, to the highest rate balance.
Purpose
An amendment numbered 2 printed in Part B of House Report 111-326 to provide that any card issuer that imposes a moratorium on increases in rates, fees and terms and conditions of a contract would be exempt from the accelerated date for the provision requiring an issuer to apply a customer's payment in excess of the minimum amount due, to the highest rate balance.
Congress
111
Type
HAMDT
Latest Action Date
Nov 4, 2009
Latest Action Text
On agreeing to the McCarthy (NY) amendment (A002) Agreed to by recorded vote: 427 - 0 (Roll no. 846).
Latest Action Time
14:22:38
Submitted Date
Nov 4, 2009
Chamber
House of Representatives
Update Date
Dec 5, 2020
Amendment 495 — Informed