Amendment requires card issuers to notify cardholders 30 days in advance before closing their accounts; provide the reason for the account closure; provide options for keeping the account open; make programs available to repay the balance; and provide the resulting impact on cardholders credit scores.

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Amendment Number
102
Description
Amendment requires card issuers to notify cardholders 30 days in advance before closing their accounts; provide the reason for the account closure; provide options for keeping the account open; make programs available to repay the balance; and provide the resulting impact on cardholders credit scores.
Purpose
An amendment numbered 13 printed in House Report 111-92 to require card issuers to notify cardholders 30 days before closing their accounts, the reason for the account closure, options to keep the account open, programs available to repay the balance, and the resulting impact on their credit score.
Congress
111
Type
HAMDT
Latest Action Date
Apr 30, 2009
Latest Action Text
On agreeing to the Gutierrez amendment (A013) Agreed to by voice vote.
Latest Action Time
13:30:35
Submitted Date
Apr 30, 2009
Chamber
House of Representatives
Update Date
Jul 11, 2021
Amendment 102 — Informed